Home Equity Loans
Borrow against your home’s equity.
Apply For a Loan Now!
Looking for an auto loan, personal loan or credit card? Apply for a loan here!
Loan Rates
See our current loan rates!
CD Rates
Take a look at our current 6 month CD rates at 3.50% with a 3.56% APY!
Student Loans
A student loan designed for you. Apply for a student loan or refinance today!
what should I use a HELOC for?
HELOCs are convenient for funding needs, such as paying off credit cards, making home improvements, or paying college tuition. You draw and pay interest on only what you need.
Home Equity Line of Credit
A Home Equity Line of Credit (HELOC) allows you to borrow against your home’s equity to make purchases or pay off high-interest debt.
Advantages of a HELOC
Fixed Rate*
Terms of 60 months, 84 months, or 120 months
Borrow up to 85% of your home's value
No Prepayment Penalties
Other Advantages
No Annual Fees
Low Closing Costs
Affordable monthly payments
No minimum withdrawals
Optional Life and Disability insurance available
QUALITY
Financial Services TO OUR MEMBERS
Financial Services TO OUR MEMBERS
Here For You When You Need Us
CONTACT US
ACTIVE ROLE
In Our Community & FOR ORGANIZATIONS IN THE AREA
In Our Community & FOR ORGANIZATIONS IN THE AREA
Apply for a Home Equity Line of Credit
By visiting us at 1000 Lisbon Street in Lewiston.
Or by calling one of our Financial Services Representatives at (207) 777-6202. They will be glad to answer any questions you may have about loan alternatives, rates, and the application process.
You must qualify for membership to apply for a loan. To qualify for membership, you must live, work, or go to school in Androscoggin County.
*Rates vary depending on your credit history, score, and loan-to-value, and are fixed for the entire term of the loan. Proof of property or hazard insurance is required. All Credit Union loan programs, rates, terms and conditions are subject to change at anytime without notice.