Savings accounts
We offer a wide variety of savings programs designed to meet all your financial needs.
Shared Branching
Not near us, visit another Credit Union using Shared Branching to do your banking needs!
Current Auto Loan Rates
Take a look at our auto loan rates, as low as 4.48% APR*, for new untitled and used vehicles.
CD Rates
Take a look at our current 12 month CD rates at 4.15% with a 4.22% APY!
Student Loans
A student loan designed for you. Apply for a student loan or refinance today!
Why Save
Your credit union knows the value of a dollar, and we spare no effort in making your money work for you. We offer a wide variety of savings programs designed to meet all your financial needs. By saving today, you can ensure a more financially rewarding tomorrow.
Maintaining Your Account
All members of Central Maine FCU agree to maintain a savings account with a $10.00 minimum balance. This establishes and assures your continuing membership with us. Deposits to savings accounts may be made by:
Direct deposit
Payroll deduction
Mail
In-person at the branch
Or through online transfers
Our ATM and night deposit are available for your convenience.
Types of Accounts
Membership Savings: Requires a minimum balance of $10.00
Minimum Balance Share: Requires a minimum balance of $25.00
Club Accounts: Requires a minimum balance of $5.00. Christmas Club funds are transferred to the account of your choice in early October or may remain in your Club account until you are ready to withdraw the funds
Monty Moose Savings: Requires a minimum balance of $25.00
Share IRA: Requires a minimum balance of $25.00
Super Saver: Requires a minimum balance of $25.00
Money Market: Requires a minimum balance of $10.00
Premier Money Market: Requires a minimum balance of $25.00
NCUA Account Insurance
With Central Maine Federal Credit Union, your funds are insured up to $250,000 by the National Credit Union Administration (NCUA), a U.S. Government agency.
Learn more about the National Credit Union Share Insurance Fund.