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(207) 783-1475 | Routing # 211287926

Your Path to Financial Success

Online Banking Login

Visa Credit Cards

Central Maine Federal Credit Union Credit Cards allow members more purchasing power with lower credit card interest rates.

Shared Branching

Not near us, visit another Credit Union using Shared Branching to do your banking needs!

Current Auto Loan Rates

Take a look at our auto loan rates, as low as 4.48% APR*, for new untitled and used vehicles.

CD Rates

Take a look at our current 12 month CD rates at 4.15% with a 4.22% APY!

Student Loans

A student loan designed for you. Apply for a student loan or refinance today!

24/7 Cardholder Service

Call 1 (855) 553-1061 for balance inquiries, payment information, transaction history, statement requests, or to dispute a charge.

Online Access

Real-time credit card information, including transactions, pending activity, payment information, and custom email alerts, plus sign up for electronic statements when you log into your account online and click on your credit card information.

What to Know

To improve security, each cardholder on an account will have their own individual card number, CVV number, and expiration date. If you plan to use your card at any ATM, you will be required to use a PIN. You can select your unique PIN during the activation of the card or call at a later time to select your PIN.

Visa Purchase Alerts

Know where your money is going with Visa Purchase Alerts

Visa Purchase Alerts will notify you when specific activity occurs on your Central Maine Federal Credit Union Credit Card.

Specific alerts include:

  • Reaching a purchase amount threshold;

  • When a purchase is declined;

  • When a credit is processed;

  • And more.

To sign up, you will need an email address, your card number, the 3-digit CVV code on the back of your card, the Cardholder name, the expiration date on the card, and the billing address for the card.

You will be asked to create a Username and Password, which you should make note of and keep secure in the event you want to make changes to your alerts.

QUALITY
Financial Services TO OUR MEMBERS
Here For You When You Need Us
CONTACT US
ACTIVE ROLE
In Our Community & FOR ORGANIZATIONS IN THE AREA

Frequently Asked Questions

    • Minors at least age 14 will be permitted to apply for a Visa Credit Card with a qualifying member parent or guardian. The parent or guardian must have their own membership account at the credit union.

    • The maximum limit for a credit card for a minor younger than 16 is $500.

    • At age 16, maximum limit increases to $1,000.

    • Please call the credit union for details.

  • Yes. Come to our Card Services Department. We can set up your fixed amount automatic payments for any business day of the week, such as every Friday or once a month on the 18th.

  • Yes. Just log onto AnyTime Access Online Banking.

  • Yes. You may call or come into the Card Services Department at the credit union, and we can issue Visa Convenience Checks for payoffs.

  • Yes. Central Maine FCU offers Credit Life/Disability insurance for our Visa program. Call or come into the Card Services Department, and we will explain the program to you.

  • You can use 100% of your credit line for cash advances.

  • If you believe that your card has been lost or stolen or that someone has performed a transaction without your permission, call us at (207) 783-1475 during business hours and ask for our Card Services Department. During non-business hours, call 1 (855) 553-1061.

  • Yes. It takes approximately 10 to 14 business days to obtain a new card. If you need to replace a lost or damaged Central Maine FCU Visa Card, there is a $10 fee charged that will be refunded when the damaged card is returned to the credit union.

    • Sign your card with permanent ink immediately upon receipt.

    • Carry only the cards you plan to use. Cards you are not carrying should be safely stored and inaccessible to others.

    • Open your statements promptly and reconcile your account.

    • Review all credit card transactions carefully and immediately report anything you find unusual or transactions you don't recognize to our Card Services Department.

    • Take receipts with you or tear them up before they are thrown away.

    • Notify the post office to put a hold on your mail when you are out of town or arrange for a trusted person to collect your mail each day.

    • Never loan your credit card to anyone.

    • Do not keep your Social Security card in your wallet.

    • Do not keep personal information on your desk at work.

    • Never give your card, card number, Social Security number, or PIN to anyone.

    • Do not allow your credit card out of sight during a sales transaction.

    • Never give personal information, such as account numbers, your Social Security number, or PIN, over the phone or respond to any email requesting personal or account information.