Privacy Disclosure
Thank you for visiting the Central Maine Federal Credit Union website.
Shared Branching
Not near us, visit another Credit Union using Shared Branching to do your banking needs!
Current Auto Loan Rates
Take a look at our auto loan rates, as low as 4.48% APR*, for new untitled and used vehicles.
CD Rates
Take a look at our current 12 month CD rates at 4.15% with a 4.22% APY!
Student Loans
A student loan designed for you. Apply for a student loan or refinance today!
Your Security
For site security purposes and to ensure that this service remains available to all users, software programs are employed to monitor network traffic to identify unauthorized attempts to upload or change information or otherwise cause damage.
Your Information
For site management, information is collected for statistical purposes. Computer software programs are used to create summary statistics, which are used for such purposes as assessing what information is of most interest and least interest. No personal information, such as your name or address, is collected or used for this analysis. We collect no information that would identify you personally.
Our Website
This website and the information it contains are presented as a service to our members and the general public. While we have attempted to ensure that the information presented is accurate, errors may nonetheless occur. We assume no responsibility for any person's reliance on the information presented on this website for any purpose. Unauthorized access or use of the website is not permitted and may constitute a crime punishable by law.
Central Maine Federal Credit Union Privacy Notice & Disclosure
| What Does Central Maine Federal Credit Union Do With Your Personal Information? | |
|---|---|
| Why? | Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do. |
| What? | The types of personal information we collect and share depend on the product or service you have with us. This information can include:
|
| How? | All financial companies need to share members' personal information to run their everyday business. In the section below, we list the reasons financial companies can share their members' personal information; the reasons Central Maine Federal Credit Union chooses to share; and whether you can limit this sharing. |
| Reasons we can share your personal information | Does Central Maine Federal Credit Union share? | Can you limit this sharing? |
|---|---|---|
| For our everyday business purposes— such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus. |
Yes | No |
| For our marketing purposes— to offer our products and services to you. |
Yes | No |
| For joint marketing with other financial companies. | Yes | No |
| For our affiliates’ everyday business purposes— information about your transactions and experiences. |
Yes | No |
| For our affiliates’ everyday business purposes— information about your creditworthiness. |
No | We don't share |
| For our affiliates to market to you— to offer insurance and loans. |
Yes | Yes |
| For non-affiliates to market to you— to offer insurance and loans. |
Yes | Yes |
| To limit our sharing | |
|---|---|
| Call 1-800-783-1570 or go to the Credit Union | Please note: If you are a new customer, we can begin sharing your information 45 days from the date we sent this notice. When you are no longer our customer, we continue to share your information as described in this notice. However, you can contact us at any time to limit our sharing. |
| Who we are | |
|---|---|
| Who is providing this notice? | Central Maine Federal Credit Union |
| What we do | |
|---|---|
| How does Central Maine Federal Credit Union protect my personal information? | To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings. |
| How does Central Maine Federal Credit Union collect my personal information? | We collect your personal information, for example, when you
|
| Why can’t I limit all sharing? |
Federal law gives you the right to limit only
State laws and individual companies may give you additional rights to limit sharing. |
| What happens when I limit sharing for an account I hold jointly with someone else? | Your choices apply to all joint account holders on the account. |
| Definitions | |
|---|---|
| Affilliates | Companies related by common ownership or control. They can be financial and nonfinancial companies. |
| Nonaffiliates | Companies not related by common ownership or control. They can be financial and nonfinancial companies. |
| Joint marketing | A formal agreement between nonaffiliated financial companies that together market financial products or services to you. |
QUALITY
Financial Services TO OUR MEMBERS
Financial Services TO OUR MEMBERS
Here For You When You Need Us
CONTACT US
ACTIVE ROLE
In Our Community & FOR ORGANIZATIONS IN THE AREA
In Our Community & FOR ORGANIZATIONS IN THE AREA
what happens with your information
When you send us personally identifying information, for example, in an electronic mail message containing a question or comment or by filling out a form that e-mails us information, we use this information to fulfill or respond to your requests. We may store these requests to provide us with information for future improvements to our website. We may forward your e-mail to other credit union employees who are better able to respond to your request. Central Maine Federal Credit Union may also use this information to help us do our work. We do not create individual profiles with the information you provide. Central Maine Federal Credit Union does not sell or transfer personal information obtained via our website to third parties unless required by law.
Central Maine Federal Credit Union, your member-owned financial institution, is committed to providing you with competitive products and services to meet your financial needs and help you reach your goals. We are equally committed to protecting the privacy of our members. Under federal law, we are required to give you this privacy notice. It describes our credit union's privacy policy and practices concerning the personal information we collect and disclose about our members. It also includes information about the parties who receive personal and sometimes nonpublic information from us as we conduct the business of the credit union. These practices are followed by the credit union.
If after reading this notice you have questions, please contact us at (207) 783-1475 or write to:
Marketing
Central Maine Federal Credit Union
P.O. Box 1746
Lewiston, ME 04241-1746