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(207) 783-1475 | Routing # 211287926

Bank Where You Belong

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Share Certificates

If you are interested in watching your investments grow, you would do well to consider a Central Maine FCU Share Certificate, which comes in a variety of terms with competitive rates.

Card Services/New Accounts Specialist

CMFCU is currently hiring a Card Services / New Accounts Specialist. Apply online today!

Current Auto Loan Rates

Take a look at our auto loan rates, as low as 4.48% APR*, for new untitled and used vehicles.

CD Rates

Take a look at our current 12 month CD rates at 4.95% with a 5.06% APY!

IRAs (Individual Retirement Accounts)

  • A tax-deferred IRA Share Certificate can help you save money for your retirement, which will take you into the future safely and securely

  • For your convenience, deposits can be made by payroll deduction

Traditional and Roth IRA Share Certificates 

  • Fixed Rate: 6 to 60-month terms; Requires a $1,000 minimum deposit

  • Variable Rate: 12 and 24-month terms; Requires a $500 minimum deposit

The EASY IRA Share Certificate

  • 18-month variable rate

  • Open with $25.00 and make additional deposits in any amount

  • Subject to annual and income limitations at any time

  • It's an affordable way to save for your future

Item List Fixed Rate
Share Certificates 		Fixed Rate IRA
Share Certificates 		Wealth Builder IRA
Share Certificates
Min. Account Balance $1,000.00 $1,000.00 $1,000.00
APY** 5.11% 5.43% 5.54%

**Assumes dividends will be added to principal. Accrued dividends not paid if the account is closed before dividends are credited. Please see a financial services representative about additional terms and conditions.

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Financial Services TO OUR MEMBERS
Here For You When You Need Us
CONTACT US
ACTIVE ROLE
In Our Community & FOR ORGANIZATIONS IN THE AREA

Coverdell Educational Savings

  • 6 to 60-month terms with minimum initial deposit of $500

  • Dividend rates are subject to change without notice. Accrued dividends are not paid if the account is closed before the dividends are credited

  • Please see or speak to a Financial Services Representative about additional terms and conditions and current savings and checking account rates

  • All IRAs are assessed a $10 closing fee when the account is closed

Get a Better Rate!

  • Ten (10) basis points for Member's Choice (if in the program as of the opening date of the share certificate)

  • The maximum combined rate premium is twenty (20) basis points, and rate premiums will not automatically occur at renewal

  • It is the responsibility of the member to request eligible premiums at the time of renewal

  • Members must have a $25 membership account