Skip To Main Content

We provide links to third party websites, independent from Central Maine FCU. These links are provided only as a convenience. We do not manage the content of those sites. The privacy and security policies of external websites will differ from those of Central Maine FCU. Click "CONTINUE" to proceed or click the "RETURN TO SITE" to stay on this site.

CONTINUE
×

(207) 783-1475 | Routing # 211287926

Bank Where You Belong
 

Home Equity Loans

Borrow against your home’s equity.

Card Services/New Account Specialist

CMFCU is currently hiring a Card Services / New Accounts Specialist. Apply online today!

Current Auto Loan Rates

Take a look at our auto loan rates, as low as 4.48% APR*, for new untitled and used vehicles.

CD Rates

Take a look at our current 12 month CD rates at 4.95% with a 5.06% APY!

what should I use a HELOC for?

HELOCs are convenient for funding needs, such as paying off credit cards, making home improvements, or paying college tuition. You draw and pay interest on only what you need.

Home Equity Line of Credit

A Home Equity Line of Credit (HELOC) allows you to borrow against your home’s equity to make purchases or pay off high-interest debt.

Advantages of a HELOC

  • Fixed Rate*

  • Terms of 60 months, 84 months, or 120 months

  • Borrow up to 85% of your home's value

  • No Prepayment Penalties

Other Advantages

  • No Annual Fees

  • Low Closing Costs

  • Affordable monthly payments

  • No minimum withdrawals

  • Optional Life and Disability insurance available

QUALITY
Financial Services TO OUR MEMBERS
Here For You When You Need Us
CONTACT US
ACTIVE ROLE
In Our Community & FOR ORGANIZATIONS IN THE AREA

Apply for a Home Equity Line of Credit

  • By visiting us at 1000 Lisbon Street in Lewiston.

  • Or by calling one of our Financial Services Representatives at (207) 777-6202. They will be glad to answer any questions you may have about loan alternatives, rates, and the application process.

  • You must qualify for membership to apply for a loan. To qualify for membership, you must live, work, or go to school in Androscoggin County.

*Rates vary depending on your credit history, score, and loan-to-value, and are fixed for the entire term of the loan. Proof of property or hazard insurance is required. All Credit Union loan programs, rates, terms and conditions are subject to change at anytime without notice.