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(207) 783-1475 | Routing # 211287926

Bank Where You Belong
 

Privacy Disclosure

Thank you for visiting the Central Maine Federal Credit Union website.

Card Services/New Accounts Specialist

CMFCU is currently hiring a Card Services / New Accounts Specialist. Apply online today!

Current Auto Loan Rates

Take a look at our auto loan rates, as low as 4.48% APR*, for new untitled and used vehicles.

CD Rates

Take a look at our current 12 month CD rates at 4.95% with a 5.06% APY!

Your Security

For site security purposes and to ensure that this service remains available to all users, software programs are employed to monitor network traffic to identify unauthorized attempts to upload or change information or otherwise cause damage.

Your Information

For site management, information is collected for statistical purposes. Computer software programs are used to create summary statistics, which are used for such purposes as assessing what information is of most interest and least interest. No personal information, such as your name or address, is collected or used for this analysis. We collect no information that would identify you personally.

Our Website

This website and the information it contains are presented as a service to our members and the general public. While we have attempted to ensure that the information presented is accurate, errors may nonetheless occur. We assume no responsibility for any person's reliance on the information presented on this website for any purpose. Unauthorized access or use of the website is not permitted and may constitute a crime punishable by law.

Central Maine Federal Credit Union Privacy Notice & Disclosure

What Does Central Maine Federal Credit Union Do With Your Personal Information?
Why? Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
What? The types of personal information we collect and share depend on the product or service you have with us. This information can include:
  • Social Security number, income and employment information
  • Account Balances and transaction history
  • Credit History and payment history

When you are no longer our customer, we continue to share your information as described in this notice.
How? All financial companies need to share members' personal information to run their everyday business. In the section below, we list the reasons financial companies can share their members' personal information; the reasons Central Maine Federal Credit Union chooses to share; and whether you can limit this sharing.


Reasons we can share your personal information Does Central Maine Federal Credit Union share? Can you limit this sharing?
For our everyday business purposes—
such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus.
Yes No
For our marketing purposes—
to offer our products and services to you.
Yes No
For joint marketing with other financial companies. Yes No
For our affiliates’ everyday business purposes—
information about your transactions and experiences.
Yes No
For our affiliates’ everyday business purposes—
information about your creditworthiness.
No We don't share
For our affiliates to market to you—
to offer insurance and loans.
Yes Yes
For non-affiliates to market to you—
to offer insurance and loans.
Yes Yes


To limit our sharing
Call 1-800-783-1570 or go to the Credit Union Please note: If you are a new customer, we can begin sharing your information 45 days from the date we sent this notice. When you are no longer our customer, we continue to share your information as described in this notice. However, you can contact us at any time to limit our sharing.


Who we are
Who is providing this notice? Central Maine Federal Credit Union


What we do
How does Central Maine Federal Credit Union protect my personal information? To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.
How does Central Maine Federal Credit Union collect my personal information? We collect your personal information, for example, when you
  • Open account or deposit money
  • Pay your bills or apply for a loan
  • Use your credit or debit card
Why can’t I limit all sharing? Federal law gives you the right to limit only
  • sharing for affiliates’ everyday business purposes—information about your creditworthiness
  • affiliates from using your information to market to you
  • sharing for nonaffiliates to market to you

State laws and individual companies may give you additional rights to limit sharing.
What happens when I limit sharing for an account I hold jointly with someone else? Your choices apply to all joint account holders on the account.


Definitions
Affilliates Companies related by common ownership or control. They can be financial and nonfinancial companies.
Nonaffiliates Companies not related by common ownership or control. They can be financial and nonfinancial companies.
Joint marketing A formal agreement between nonaffiliated financial companies that together market financial products or services to you.
QUALITY
Financial Services TO OUR MEMBERS
Here For You When You Need Us
CONTACT US
ACTIVE ROLE
In Our Community & FOR ORGANIZATIONS IN THE AREA

what happens with your information

When you send us personally identifying information, for example, in an electronic mail message containing a question or comment or by filling out a form that e-mails us information, we use this information to fulfill or respond to your requests. We may store these requests to provide us with information for future improvements to our website. We may forward your e-mail to other credit union employees who are better able to respond to your request. Central Maine Federal Credit Union may also use this information to help us do our work. We do not create individual profiles with the information you provide. Central Maine Federal Credit Union does not sell or transfer personal information obtained via our website to third parties unless required by law.

Central Maine Federal Credit Union, your member-owned financial institution, is committed to providing you with competitive products and services to meet your financial needs and help you reach your goals. We are equally committed to protecting the privacy of our members. Under federal law, we are required to give you this privacy notice. It describes our credit union's privacy policy and practices concerning the personal information we collect and disclose about our members. It also includes information about the parties who receive personal and sometimes nonpublic information from us as we conduct the business of the credit union. These practices are followed by the credit union.

If after reading this notice you have questions, please contact us at (207) 783-1475 or write to:

Marketing
Central Maine Federal Credit Union
P.O. Box 1746
Lewiston, ME 04241-1746