Savings accounts

We offer a wide variety of savings programs designed to meet all your financial needs.

Why Save

Your credit union knows the value of a dollar, and we spare no effort in making your money work for you. We offer a wide variety of savings programs designed to meet all your financial needs. By saving today, you can ensure a more financially rewarding tomorrow.

Maintaining Your Account

All members of Central Maine FCU agree to maintain a savings account with a $10.00 minimum balance. This establishes and assures your continuing membership with us. Deposits to savings accounts may be made by:

• Direct deposit

• Payroll deduction

• Mail

• In-person at the branch

• Or through online transfers

Our ATM and night deposit are available for your convenience.

Types of Accounts

• Membership Savings: Requires a minimum balance of $10.00

• Minimum Balance Share: Requires a minimum balance of $25.00

• Club Accounts: Requires a minimum balance of $5.00. Christmas Club funds are transferred to the account of your choice in early October or may remain in your Club account until you are ready to withdraw the funds

• Monty Moose Savings: Requires a minimum balance of $25.00

• Share IRA: Requires a minimum balance of $25.00

• Super Saver: Requires a minimum balance of $25.00

• Money Market: Requires a minimum balance of $10.00

• Premier Money Market: Requires a minimum balance of $25.00

NCUA Account Insurance

With Central Maine Federal Credit Union, your funds are insured up to $250,000 by the National Credit Union Administration (NCUA), a U.S. Government agency.

Learn more about the National Credit Union Share Insurance Fund.