Consumer and Home Equity Loans :
Click on this graphic
Welcome to our online loan application. You can now apply on-line for home equity loans, auto, motorcycle, boat, recreational vehicles, and personal loans. To access this system, please click on the image above. If you are already online with AnyTime Access Online Banking or e-Statements, you will use your User ID and current AnyTime Access password to access online loan applications.
If you are not an AnyTime Access user, your User ID is your account number, and your temporary password is your date of birth. For example, if your date of birth is January 15, 1960, your password is: 01151960.
ONLINE SECURITY FEATURE
Your online account is now protected with a higher level of security. The AnyTime Access Online Banking security enhancements will better protect you against online theft and fraud, provide you with more peace of mind when banking online, and will help minimize the risk of falling victim to a "spoofed" web site.
HOW IT WORKS
You will complete a simple, one-time enrollment process the first time you log into the enhanced system.
1. You'll select a picture from an online library of images; the image
will be diplayed to you on future AnyTime Access logins. The
image is known only to you and the credit union.
2. You'll enter a word or phrase that will be displayed along with
your image when you log in. The text phrase is known only to you
and the credit union.
3. You'll select three "Challenge Questions" and provide the
answers to the questions.
LOGGING INTO ANYTIME ACCESS
After enrollment. when you log into AnyTime Access, you'll enter your User ID. Then, we'll show you the picture and text phrase you selected. If the image and phrase shown to you are correct, you'll continue with the login and enter your password. This is your assurance that you are logging into the legitimate Central Maine Credit Union online banking web site, since no one else knows your image and text phrase - only you and us.
Challenge questions will only be displayed if you log into AnyTime Access from a different computer than you used when you enrolled. If we don't recognize the computer, we will double check that it is really you. This is another layer of security designed to protect your account from unauthorized access if your account information is stolen, and help us identify you when you are logging into AnyTime Access from an unknown computer. You'll have an opportunity to "register" computers you regularly use to access your online account. Once you successfully answer the question, we'll show you your picture and phrase.
This enhanced security will not require you to have any additional hardware or software for your computer. All of the identification and validation takes place behind the scenes - creating a silent but secure login.